The same person, with the same address, and same car can get vastly different car insurance quotes from different insurers.
Depending on the insurer we offer you, Comprehensive Car Insurance with Abbey normally includes windscreen cover, cover for the Republic of Ireland and a driving other cars extension if required. We also offer a number of optional extras for your car insurance providing an additional level of cover and security to ensure your car insurance policy matches your individual needs.
The unit collects information about when the car is used, how far it travels and its location, as well as data on your driving behaviour including speed, acceleration andÂ braking. The discount is subject to the existing policy number being provided at the point of quote for any new policies. Alternatively, you can fill out a Quick Quote form to the right and one of our advisors will call you back at a more convenient time. You can also add an additional car to your free breakdown membership for just Â£29! Give us a call today to add another car to your Breakdown Membership.
If you make a claim on your policy, and we can’t recover what we pay you from the fault party – your NCD can be reduced. However, if you have earned four or more years NCD, you can choose to protect it for the life of your LV= policy. Also known as motor legal assistance, motor legal expenses covers you to help recover uninsured losses, such as compensation for personal injury or hire car costs while your car is being repaired. Motor legal expenses can also be used to defend a motoring prosecution arising from an incident while you were using your car. Over a thousand people a day choose us (based on 421,429 new policies taken out between 1 October 2014 and 30 September 2015).
We offer drivers our own free No Claims Discount Guarantee with every car insurance policy. That’s just one of the many car insurance benefits we’d like to offer our customers. Click that big green button to get a quote. In the event of an accident which causes death, loss of limbs and/or permanent loss of sight in one or both eyes, cover is provided up to a limit of Â£5000 (per person) for the driver and any passengers.
A compulsory excess is the minimum excess payment the insurer will accept on the insurance policy. Minimum excesses vary according to the personal details, driving record and the insurance company. For example, young or inexperienced drivers and types of incident can incur additional compulsory excess charges. Courtesy car cover won’t be available to you if your car is stolen or written off, it is dependent on a car being available from the garage and is only available with Comprehensive cover.
Our comprehensive car insurance automatically covers you for Â£10,000 of personal accident cover, covering you or your partner if you suffer a serious injury while travelling in, or getting into or out of your car. Age UK is a registered trademark. The use of the name and logo âAge UK’ is done so under licence agreement between Age UK and Age UK Enterprises Limited.
A no claim discount, also known as no claim bonus, is a count of the number of consecutive years you haven’t made a claim on your car insurance policy. For every year you’re insured without making a claim, you will earn another years no claim discount (NCD). The second driver should be someone who would reasonably drive your car. So don’t add Lewis Hamilton, unless you happen to be his brother (and even then racing drivers are likely a very high risk so I wouldn’t bother) – but your mum, son, best mate or gran should be OK – as long as they would drive the car. We’ll cover you to drive other people’s cars, as long as you have their permission and you’re over 25.
Annual mileage is used to measure risk. The more miles you drive, the more likely you are to be in an accident. Get an accurate number from your service records. Guide to driving in Europe – Everything you need to know before driving to the continent, from laws and regulations, to documentation and equipment. Competitive car insurance quote from our panel of insurer partners. Your quote will take approximately 5 – 7 minutes.
If you’re a customer with a Clubcard, we’ll give you a guaranteed discount when you take out your policy and every time you renew it, which means you’ll have a little extra money in your pocket to treat the family. If you want to make a complaint, please click here and complete the form or email us at fscomplaints@ If your complaint is still unresolved, you can ask for a review from The Financial Ombudsman Service They will be able to help if your complaint fulfils certain criteria.
If you have changed your vehicle, we’ll need the same type of details as you provided for the previous model, such as registration number, market value and any modifications. AA Car Insurance provides the same cover you get in the UK in any EU country for up to 90 days in a year. So as a comprehensive policyholder, you have comprehensive cover when you drive within the EU. Full cover for any damage sustained by third parties involved in an accident. Your vehicle’s also insured against fire and theft. If you do not renew your policy there will be no additional charges. You will only have to pay the cancellation charge if the policy is cancelled beforeÂ renewal.
If you have an accident that’s not your fault, this cover will provide up to Â£100,000 for legal representation for you and all named drivers on your policy to recover the costs not covered by your car insurance. You’ll also receive help to defend your legal rights if an accident leads to a motoring offence. Depending on your insurer, and for an additional premium, you may be able to extend the 90-day period, and be insured in countries outside the EU. There are no hard rules here, it’s a matter of trial and error, yet if you’re just looking for the very cheapest cover, never only check third party.
You will also receive motor prosecution defence cover if you are facing suspension or disqualification of your driving licence. You will receive up to Â£20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include any fines, penalties or charges relating to alcohol or drugs.
Many simply get a quote for 10,000 miles per year; MoneySavers have reported that 5,000 brings the cheapest quote – but we haven’t tested this. If you use your car for business travel, always declare this rather than just including the business miles as personal trips, or the policy may be void. But what can you do about it? Read more details from our report to find out about how you could help to reduce your car insurance premium.
Motor Legal Protection covers legal costs up to Â£100,000 per claim, if you need a lawyer to act for you in these circumstances. Based on policies bought direct from Aviva between 1 October 2014 and 30 September 2015. Discount is available on first car per policy and depends on score and price – minimum Â£200. Discount does not apply to optional extras. Compatible headset required. Data charges may apply. Rated 5 out of 5 by Blanchard from Good Value Quoted online and queries confirmed on the telephone. Very good service.
You may also be covered to drive hire cars too. However, if your comprehensive cover allows you to drive other vehicles this is usually only up to the level of third-party coverage – so no theft or fire damage is provided. It is important to bear in mind that motor insurers have to provide unlimited cover against the risk of personal injury to third parties and cover of up to one million pounds for property damage. If you’re already banking or have insurance with us and you’ve got a question, need some help, or want to know what’s available to you, you’ve come to the right place. Legal advice and expenses if you are hit by an uninsured driver or you are prosecuted for a motoring offence.
Some comparison sites include ‘free’ gifts for every policy you take out. At there’s a soft toy meerkat (you can choose from eight) for each new policy plus 2for1 cinema tickets (see Meerkat Movies deals for full details). At you’ll get a ‘Brian the Robot’ toy with every new home or motor policy. Get a hire car if yours is damaged as a result of an accident or fire, or is stolen and not recovered.